SSHIP Waiver Eligibility
Students may retain the Suffolk Student Health Insurance Plan (SSHIP) as their sole medical insurance plan or as a supplement to their primary health insurance plan. When comparing insurance plans, there are some questions to consider including:
Does your health insurance plan provide you with at least a comparable level of health insurance coverage?
To qualify as comparable coverage, the student's health plan must provide the student comprehensive coverage of health services throughout the school year, including:
- Primary care and routine office visits
- Emergency services
- Mental health outpatient and inpatient services
- Surgical services
- Hospitalization benefits
- Ambulatory patient services
Do you have limited access to your health plan where you attend school?
To qualify as comparable coverage, the services covered under the alternate health plan must also be reasonably accessible for all health services in the area where the student attends school. A health plan through a closed network of providers that covers the student only for emergency services where the student is studying is NOT comparable coverage. Students and parents should be aware of this important fact.
Is your plan from a U.S.-based company?
International students are required to carry SSHIP. In accordance with the Massachusetts Student Health Insurance Plan (QSHIP) laws, Suffolk University cannot accept medical insurance waivers based on coverage issued by a foreign insurance carrier, if the student is studying in the U.S. Many international students have been victims of unscrupulous health insurance companies that sell them plans that do not meet the requirements. These students have incurred unnecessary charges and encountered difficulties filing claims. Therefore, it is the policy of Suffolk University that the insurance carrier be based in the U.S.